ZipPay is a payment option available for both online and in-store purchases. It is an easy and flexible payment method that gives you the freedom to buy now and pay later. Zip offer two reusable account types, Zip Pay and Zip Money. You can apply for a Zip Pay or Zip Money account directly at the checkout.
Zip Pay
Zip Pay is an everyday account of up to $1000 and is perfect for frequent shoppers and everyday use. Every purchase with Zip Pay is interest-free always. Every Zip Pay application is subject to credit approval. However, customers may be approved for a lower limit.
Zip Money*
Zip Money offers account limits up to $5000 with City Chic. Customers will enjoy up to 3 months interest-free* on any Zip Money purchase. Each Zip Money application is subject to credit approval.
Zip is available for all merchandise excluding Gift (and eGift) Cards.
Need more info? The Zip Website offers a comprehensive list of FAQs at https://help.zip.co/hc/en-us.
*Zip Money: *Term only available for purchases of $1000 or more. Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).