After Pay is a payment option available for online orders or in-store purchases. It allows customers residing in Australia and New Zealand to have their online orders shipped to them as per normal and pay this order off over four equal instalments, interest-free. Think of After Pay like a modern-day layby, instead of having to wait for items customers get to have the product straight away for a quarter of the price!
After Pay allows you to pay for your purchase over 4 equal instalments due every 2 weeks. You must be over 18 years old, live in Australia or New Zealand and be the authorised holder of an eligible debit/credit card to apply. All orders are subject to After Pay’s approval – for example, if you have any overdue payments, After Pay will not be available to you. You can make repayments to After Pay any time BEFORE the due date. Otherwise, After Pay will automatically try to process payments on the scheduled dates from your card. If a payment is not processed on or before the due date, late fees will apply – an initial $10 late fee, and a further $7 if the payment remains unpaid 7 days after the due date.
After Pay is available for all merchandise online excluding Gift (and eGift) Cards, orders under $20 or over $1,000.
The After Pay website provides a very comprehensive list of FAQs at: www.afterpay.com.au/faqs. If you still can’t find out what you need here, contact After Pay directly by emailing info@afterpay.com.au or calling 1300 621603. Click here for full Afterpay T&Cs.