Afterpay is a payment option available for online orders or in-store purchases. It allows customers residing in Australia to have their online orders shipped to them as per normal and pay this order off over four equal instalments, interest-free. Think of Afterpay like a modern-day layby, instead of having to wait for items customers get to have the product straight away for a quarter of the price!
Afterpay allows you to pay for your purchase over 4 equal instalments due every 2 weeks. You must be over 18 years old, live in Australia or New Zealand and be the authorised holder of an eligible debit/credit card to apply. All orders are subject to Afterpay’s approval – for example, if you have any overdue payments, Afterpay will not be available to you. You can make repayments to Afterpay any time BEFORE the due date. Otherwise, Afterpay will automatically try to process payments on the scheduled dates from your card. If a payment is not processed on or before the due date, late fees will apply – an initial $10 late fee, and a further $7 if the payment remains unpaid 7 days after the due date.
Afterpay is available for all merchandise online excluding Gift (and eGift) Cards, orders under $20 or over $1,000.
The Afterpay website provides a very comprehensive list of FAQs at: www.afterpay.com.au/faqs. If you still can’t find out what you need here, contact Afterpay directly by emailing firstname.lastname@example.org or calling 1300 100 279. Click here for full Afterpay T&Cs.